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Classic Bank "Classic Bank is dedicated to serving our customers, and we have a firm belief that independent banks create economic vitality in the communities we serve. Classic Bank offers a full suite of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, and credit cards. Classic Bank has a fair savings rate compared to the average savings account. If you're interested in stress-free personal checking, Classic Bank's standard checking account does not have a monthly fee. Finding a checking account with no monthly fee as well as a savings account with a high APY at the same institution is the best bet for getting the most income from your deposits while maintaining convenient access to your money."